First National Bank offers several CD options with terms from 6 months to 60 months. Minimum balance requirements may exist. All CD’s earn interest at a fixed rate determined on date of purchase. There is a substantial penalty for early withdrawal. CDs are automatically renewable at the rate in effect on renewal date. Rates effective since: November 18, 2019
| CD Option | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 1.00% | 1.00% |
| 12 Months | 1.60% | 1.61% |
| 18 Months | 1.75% | 1.76% |
| 24 Months | 1.75% | 1.76% |
| 30 Months | 1.80% | 1.81% |
| 36 Months | 2.00% | 2.02% |
| 48 Months | 2.00% | 2.02% |
| 60 Months | 2.20% | 2.22% |
| IRA Accounts | 2.00% | 2.01% |