First National Bank offers several CD options with terms from 6 months to 60 months. Minimum balance requirements may exist. All CD’s earn interest at a fixed rate determined on date of purchase. There is a substantial penalty for early withdrawal. CDs are automatically renewable at the rate in effect on renewal date. Rates effective since: March 15, 2023
| CD Option | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 3.00% | 3.03% |
| 12 Months | 4.50% | 4.58% |
| 18 Months | 3.50% | 3.55% |
| 24 Months | 3.50% | 3.55% |
| 30 Months | 3.50% | 3.55% |
| 36 Months | 3.50% | 3.55% |
| 48 Months | 3.50% | 3.55% |
| 60 Months | 3.75% | 3.80% |
| IRA Accounts | 2.50% | 2.52% |