First National Bank offers several CD options with terms from 6 months to 60 months. Minimum balance requirements may exist. All CD’s earn interest at a fixed rate determined on date of purchase. There is a substantial penalty for early withdrawal. CDs are automatically renewable at the rate in effect on renewal date. Rates effective since: July 26, 2021
| CD Option | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 0.20% | 0.20% |
| 12 Months | 0.30% | 0.30% |
| 18 Months | 0.35% | 0.35% |
| 24 Months | 0.40% | 0.40% |
| 30 Months | 0.40% | 0.40% |
| 36 Months | 0.40% | 0.40% |
| 48 Months | 0.45% | 0.45% |
| 60 Months | 0.60% | 0.60% |
| IRA Accounts | 0.55% | 0.55% |